EBC is based on a simple premise: as you continue to trade, you’ll generate turnover. Whether it’s through regular small transactions, or less frequent, larger sales, your business has shown that it has a reliable income stream.
Your future turnover has a value that can be assessed by looking at your company’s financial records, and by buying it, we can provide the cash you need today against tomorrow’s revenue.
EBC was founded by South African entrepreneurs as a vote of confidence in our economy. We believe in the future of the SME sector here in South Africa, and we’re prepared to put our money where our heart is by providing you with business funding.
As entrepreneurs, we know how difficult it can be to access traditional business loans. Banks and lending houses have become so risk-averse that they no longer facilitate entrepreneurship. Their anti-growth mentality means that you’re less likely as an SME to get the full amount of working capital you need from your bank.
Even if you’re successful, the approvals process can be so lengthy that you may miss out on a golden opportunity. At EBC, we’re all about seizing the moment.